Terms of Service

1. Acceptance of Terms

By accessing and using Baltic & Poland Salary Calculator (the "Service") at brutonetokalkulator.com, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

2. Description of Service

Our Service provides free online salary calculators for Latvia, Lithuania, Estonia, and Poland. The calculators help users estimate net salary (take-home pay) from gross salary, including:

• Income tax calculations
• Social security contributions
• Employer taxes
• Detailed tax breakdowns
• Educational blog content about salary and tax information

3. Use of Service

3.1 Permitted Use

You may use our Service for:

• Personal salary calculations
• Educational purposes
• General tax information research
• Financial planning

3.2 Prohibited Use

You agree NOT to:

• Use the Service for any illegal purpose
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Use automated tools (bots, scrapers) without permission
• Copy, modify, or distribute our content without permission
• Remove or alter any copyright notices or trademarks
• Impersonate any person or entity

4. Accuracy of Information

Important Disclaimer: While we strive to provide accurate and up-to-date information, our salary calculators are for informational and educational purposes only.

We do NOT guarantee:

• 100% accuracy of calculations
• Completeness of tax information
• Applicability to your specific situation
• Real-time updates of tax law changes

Tax laws and regulations change frequently. Always consult with a qualified tax professional or accountant for personalized advice regarding your specific tax situation.

5. No Professional Advice

The information provided through our Service does NOT constitute:

• Professional tax advice
• Legal advice
• Financial planning advice
• Accounting services

For professional advice specific to your situation, please consult qualified professionals.

6. Intellectual Property

All content on our website, including text, graphics, logos, calculator tools, and software, is our property or the property of our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, or create derivative works without our express written permission.

7. Third-Party Links and Services

Our Service may contain links to third-party websites or services (including advertisements). We are not responsible for:

• The content or practices of third-party sites
• The accuracy of information on external sites
• Any damages resulting from your use of third-party services

8. Advertising

Our Service displays advertisements through Google AdSense and other advertising partners. We do not control the content of advertisements and are not responsible for:

• The accuracy of advertised products or services
• Your interactions with advertisers
• Any transactions between you and advertisers

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Damages resulting from inaccurate calculations
• Errors in tax information or advice
• Service interruptions or unavailability
• Unauthorized access to your data

Our total liability shall not exceed €100 or the amount you paid to use our Service (which is zero for free services).

10. Disclaimer of Warranties

OUR SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability or fitness for a particular purpose
• Warranties of accuracy or completeness
• Warranties of uninterrupted or error-free service

11. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, and expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party

12. Changes to Service

We reserve the right to:

• Modify or discontinue the Service at any time
• Change features or functionality
• Update tax rates and calculation methods
• Remove or add countries

We are not liable for any modifications, suspensions, or discontinuation of the Service.

13. Privacy

Your use of our Service is also governed by our Privacy Policy. Please review it to understand how we collect and use information.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the European Union and the respective countries where our Service operates (Latvia, Lithuania, Estonia, Poland).

15. Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall be resolved through:

• Good faith negotiation first
• Mediation if negotiation fails
• Arbitration or court proceedings as a last resort

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17. Changes to Terms

We may update these Terms of Service from time to time. Changes will be posted on this page with an updated revision date. Continued use of the Service after changes constitutes acceptance of the new terms.

18. Contact Information

If you have questions about these Terms of Service, please visit our website at brutonetokalkulator.com.